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There are many different choices available for seniors to age with choice and receive the level of care they need. Some seniors may find that in-home care provides them with the attention they are looking for, while others may feel more comfortable downsizing to avoid risks like steps and other potential fall hazards, while others may feel more comfortable moving into a community like a senior personal care home. Unfortunately, many families are faced with financial issues associated with paying for senior care that increase stress and reduces their ability to make the best choice for their loved one.
In the previous blog, we discussed the importance of long term care insurance. This choice can help reduce financial stress for the family and senior. At the same time, long term care policies may only cover care received at a skilled nursing facility, while not paying for personal care, assisted living, homecare and other desired services. A family does not want to be faced with this financial predicament and should consider financial and legal planning along with frank discussions with their loved one prior to the time of need. How should a daughter, son, friend or spouse approach this often difficult discussion? Here are some pointers:
For more information on how to pay for senior care services, call Abramson Care Advisors at 888-340-0080, free 24 hours a day, seven days a week to speak to an experience senior care consultant.